EPISODE 10:

The Advantages of Working With an Independent Advisor With Francesco Coccimiglio

August 25, 2021

Independent advisors are overcoming industry challenges to better assist Canadians! 

In this SimplyAdvised Podcast, Francesco Coccimiglio, an independent advisor and portfolio manager at Hampton Securities Limited, discusses the advantages of working with an independent advisor, the different facets that clients look for and his holistic approach to financial planning.  

Francesco Coccimiglio discusses: 

• What wealth management looks like in canada
• Why empowerment and education is a critical component when dealing with clients 
• Why he decided to become an independent advisor 
• The advantages of working with an independent advisor
• The cruciality of his planning process
• And more

Connect With Francesco Coccimiglio: 

• Email
• Phone: (416) 356-9009 or (416) 862-8715
• Hampton Securities Limited
• Francesco Coccimiglio’s Linkedin

About Our Guest: 

Francesco Coccimiglio is the vice president, investment advisor and portfolio manager for Hampton Securities Limited and has dedicated the past 13 years to putting his clients in control of their financial future through creative- wealth building strategies. He is a firm believer in placing clients’ interests first while also educating them on critical financial matters, which he does by stripping wealth management of the baffling jargon and persistent noise typically associated with his industry. 

Francesco lives in Toronto with his wife and 2 children. He is an avid cyclist and has a passion for travel to all the deep corners of the globe. He is currently the President of the Kiwanis Club of Casa Loma.

Publishing Tags: SimplyAdvised, Podcast, Clients, Independent Advisor, Financial Planning, Personal Finance, Planning, Toronto, Advisors, Wealth Management 

EPISODE 11:

Lifetime Financial Strategies (A 21st Century Financial Planning Process) With Cary Cowan

August 30, 2021

A lot of times people are afraid to discuss their finances since it requires you to open up your entire life and become vulnerable for the vision you wish to create for the future.

In this episode of the SimplyAdvised podcast we talk with Cary Cowan, chairman and CEO of Cowan Financial Group, about his intriguing book that teaches clients and financial professionals a philosophical and relationship-based approach to financial planning that is unlike any other.

Cary Cowan discusses: 

• The ideology and meaning behind his book 
• How the book helps clients prepare for their personal and financial visions
• How to maintain and build honest long-term relationships with clients
• The six steps to financial planning
•  And more

Resources: 

• Cowan Financial Group
• Lifetime Financial Strategies (A 21st Century Financial Planning Process)

Connect With Cary Cowan:

• Email
• Phone: (800) 397-8147 or (904) 824-8147
• Cary Cowan’s Linkedin
• Cowan Financial Group Facebook

About Our Guest: 

Cary Cowan is a certified financial planner, although he wants to be known as a life planner and is the CEO of Cowan Financial Group. In 1970, he began his career in the insurance industry, and in 1979, he founded his own firm, expanding his practise to encompass financial and retirement planning, business planning, and investments.

He believes that a true financial professional listens to clients and prospects and understands what they are saying. “You have to be empathetic to your client’s needs and not your own pocketbook.” Cary believes in forming long term relationships and not just clientele. It is his philosophy that propelled him to write this book to help others understand more than just numeric fundamentals of financial planning.  

Publishing Tags: SimplyAdvised, Podcast, Clients, Financial Planning, Relationships, Philosophy, Investments, Advisors, Financial Professionals, Cary Cowan, Cowan Financial Group

EPISODE 9:

Sequence of Returns for Retirees – with Frederick Pratt Sr and Fred Pratt Jr

June 10, 2021

Dedicated to providing investment solutions and strategic wealth planning that is right for you!  

In this episode of the SimplyAdvised podcast, we speak with Wealth Harvest Group’s Fredrick Pratt Sr, MFA, RWM and Frederick Jr, CFP®, CLU about the importance of understanding your clients, their collective philosophy, and the concept of sequence of returns with retirees.

In this episode, you will learn:

• Their path to becoming professionals in the financial services industry
• What differentiates them as financial advisors, accompanied by a brief introduction to the team
• The client process and their ideal client
• About the sequence of returns with retirees
• And more.

Listen in to learn more about their approach to assisting families and businesses in accumulating, growing, and harvesting wealth in a tax-efficient manner.

Resources: Fredrick Pratt Jr.: (613) 829-7874 Ext. 217 | Frederick Pratt Sr.: (613) 829-7874 Ext. 292 | Wealth Harvest Group | Wealth Harvest Group Facebook | How to Adult Ottawa  | Wealth Harvest Group Twitter

EPISODE 7:

The Fundamentals of Developing a Successful Financial Plan — with Thomas Southard

June 1, 2021

Life happens so fast; it’s relatively simple at first, but as we go through various life-stages we rarely pause and make the adjustments necessary for the future. By planning, clients can become more confident and seek solutions to help them achieve their desired outcomes.

In this episode, we speak with Tom Southard, CRC, a financial professional with Thrive Wealth Solutions, on the significance of creating a successful financial plan that may work through various life stages to help you create confidence in accomplishing your life-fulfilling goals!

Tom discusses: 

• His ideal client, and how he helps them accomplish their overall life-fulfilling goals
• Why risk minimization and mitigation are so important 
• The different aspects of planning
• How he incorporates his client’s goals and dreams into the plan itself
• Long-term care expenses
• And more

Resources: Thrive Wealth Solutions: (408) 476-1254 | tom.southard.insurance@gmail.com | Linkedin | Blog | Schedule a meeting | SimplyAdvised

EPISODE 8:

Taxation in Retirement Made Simple — with Frank Marano

June 8, 2021

Do you know what taxes you will owe in retirement?

In this episode of the SimplyAdvised Podcast, we speak with Frank Marano, licenced fiduciary financial advisor at Marano Consulting on the significance of taxation in retirement. As well as real-life client experiences, warning signs, and pitfalls you don’t want to overlook!

Frank Marano discusses: 

• What he does for his clients and what makes him a unique financial advisor
• Why tax planning is so important
• Taxation laws you should be aware of
• How Social Security is taxed
• What happens when you lose a spouse
• And more

Resources: 

• Newsletters and Articles
• Forbes – Not out living your income
• Forbes – New Tax Law
• Better Business Rating

Resources: Marano Consulting: (845) 505-3007 | prosper@maranoconsulting.com | Linkedin | Facebook | Twitter | Schedule a meeting | SimplyAdvised

EPISODE 6:

College Preparation and Taxation Strategies — with Benjjamin Zales

May 13, 2021

When it comes to education and college planning, families need to be considerate about their immediate needs and be aware of the financial factors that could potentially influence their opportunities. 

In this episode of the SimplyAdvised podcast, we talk with Benjjamin Zales, the founder, and CEO of Innovare Consulting Development Group, LLC, about the importance of college planning and tax-efficient investing.

In this episode, you will learn:

• Benjjamin’s inspirational journey as a financial advisor 
• Why the statement “it’s the rich against the poor” is a lie
• The drawbacks of putting money into a 529 plan
• Actionable strategies for tax planning
• And more.

Discover effective college planning and taxation strategies with Benjjamin Zales! Download today. 

Resources: Benjjamin Zales: (929) 253 – 2684 | Innovare Consulting Development Group, LLC | Benjjamin’s Email 888-770-3901